Questions answered by Theodore Lyons Araujo

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What is the average cost of a chapter 11 bankruptcy? I was told I have way too much debt for a 13 & too much assets/income for 7

Theodore's answer | Answered on August 10, 2011

Chapter 11 attorneys get paid by the hour and their fees have to be approved by the court. i will not file one without an advance of...

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My wife was to pay me $16,000.00 per the divorce decree. She paid me $9,000.00 then filed for chapter 7 and named me as a

Theodore's answer | Answered on August 10, 2011

9 years ago? You are a patient man. You may have had to contest the dischargeability of the debt 9 years ago, but I cannot offer an opinion about...

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Filed chpt 7 to stop sale of home. There is a stay But the creditors posponed the sale for 27 days. What can I do?

Theodore's answer | Answered on August 10, 2011

Chapter 7 will not save the house. They will wait for the 7 to end (5 months) or they will move to lift the automatic stay and then they will...

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Chapter 7. If my sole prop biz will have to stop operating if I file ch.7, Is it also true that trustees often allows biz to run

Theodore's answer | Answered on August 10, 2011

There are specific federal laws on this issue that make it criminal for an individual to continue to run the sole proprietor business after a 7 is...

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Court Order states my ex-husband to give me the car titled in his name only . He has not cooperated and has filed Ch 7 on car.

Theodore's answer | Answered on August 10, 2011

An order in the nature of support cannot be undone by a chapter 7 bankruptcy petition, but you will need an attorney to assert your rights in the...

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2nd follow up on "can I amend chapt 7". It was decreed thru divorce I am 2 pay some of ex's individual personal credit card.

Theodore's answer | Answered on August 10, 2011

You cannot discharge a support obligation in Chapter 7. However the ex should bring an adversary to have the obligation declared...

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Wife had surgery in Feb. We never received a bill from the hospital. today we got a bill from a collection agency.

Theodore's answer | Answered on August 10, 2011

Yes, they can do that. They should have tendered the bill to be paid, but the debt is owed and they can go to any process they desire, although...

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Statement of Financial Affairs - bankruptcy chapter 13

Theodore's answer | Answered on August 10, 2011

Why leave it off if there is nothing to take and you must disclose it. Full disclosure is the secret to success in bankruptcy.

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Is it legal in nys for a used car dealer to sell a vehicle with a safety recall?

Theodore's answer | Answered on August 10, 2011

A vehicle subject to a recall can be sold, and the dealership should fix it for free, so you probably don't have a suit unless you can show the...

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My adult son lives with my father.My father wants him out as he is not abiding by the rules. How does he proceed.

Theodore's answer | Answered on August 10, 2011

No issue. The adult is not a tennant, just a guest. Call the police and have a protective order issued against the adult son, and if it is...

Theodore Lyons Araujo's Answers (8812)

What is the average cost of a chapter 11 bankruptcy? I was told I have way too much debt for a 13 & too much assets/income for 7

My wife was to pay me $16,000.00 per the divorce decree. She paid me $9,000.00 then filed for chapter 7 and named me as a

Filed chpt 7 to stop sale of home. There is a stay But the creditors posponed the sale for 27 days. What can I do?

Chapter 7. If my sole prop biz will have to stop operating if I file ch.7, Is it also true that trustees often allows biz to run

Court Order states my ex-husband to give me the car titled in his name only . He has not cooperated and has filed Ch 7 on car.

2nd follow up on "can I amend chapt 7". It was decreed thru divorce I am 2 pay some of ex's individual personal credit card.

Wife had surgery in Feb. We never received a bill from the hospital. today we got a bill from a collection agency.

Statement of Financial Affairs - bankruptcy chapter 13

Is it legal in nys for a used car dealer to sell a vehicle with a safety recall?

My adult son lives with my father.My father wants him out as he is not abiding by the rules. How does he proceed.