Archived
Ex filed bankcruptcy after which one of the property she had sold fraudulently was quiet deeded back to community property.
Theodore's answer
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Answered on August 24, 2011
The divorce agreement, decree or judgment supposedly settled the rights and obligations between you and the former spouse. However, it does not...
Archived
I have a discharged Chapter 7 & the bank will be now starting to foreclosure. Will i have a BK and Foreclosure on my credit?
Theodore's answer
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Answered on August 24, 2011
There should not be a foreclosure judgment on the credit report if you filed the bankruptcy before they filed the foreclosure suit.
Archived
My ch 7 bankrupcy was discharged this year, but past accounts that were closed and paid years ago are showing up bankrupcy. Any
Theodore's answer
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Answered on August 24, 2011
If you reaffirmed the debt they should be reporting the payments to the credit reporting agencies.
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Archived
I haveIbeen paying my first mortgage in hopes of staying in my home longer (chap 7 final) The mortgage co says
Theodore's answer
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Answered on August 24, 2011
Ultimately all of the secured debt has to be repaid. Banks used to foreclose right away but many of my clients have lived in their homes...
Archived
Intrinsic fraud --extrinsic fraud in court proceedings
Theodore's answer
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Answered on August 24, 2011
Fraud is a very complicated area, especially today in the context of mortgage securitization. Most lawyerss do not understand the issues, and it...
HOA dues on vacant lot
Theodore's answer
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Answered on August 24, 2011
HOA fees are generaally non-dischargeable secured debts that run with the property. As the new owner you are responsible for the HOA fees as they...
Archived
Can i rent out my townhouse , after being sued for forclosure ?
Theodore's answer
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Answered on August 24, 2011
When you are a tenant and the property you live in is in foreclosure, or the landlord has filed bankruptcy you need to keep a couple of things in...
Archived
Can a condo assoc. demand rents if they haven't file a lien for foreclosure on it?
Theodore's answer
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Answered on August 24, 2011
The answer to these questions lies in a review of the Deed and the by-laws of the condo association. There are associations where the homeowner...
Archived
We are being foreclosed by BOA and have a home equity with WFB. We are under water, owe more than the home is worth.
Theodore's answer
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Answered on August 24, 2011
Here are some Quick Facts about foreclosure in GA:
Judicial Foreclosure Available: Yes
Non-Judicial Foreclosure Available: Yes
Primary...
Archived
Chapter 13 bankruptcy
Theodore's answer
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Answered on August 24, 2011
This is allowed or required when there is a change in circumstances of the debtor; when the Proof of Claims ask for more secured debt repayment...
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