Any suggestion for a lawyer for a situation where I have been sued in Michigan for Canadian debt

If you are being sued in Michigan it is not a cross border dispute. The law of canada may or may not apply, but the court is in the US.

Can you discharge a fine levied for violation of a certain act by office of banks and real estate banking?

Depends on the nature of the fine, but probably not. Corporations do not get discharges.

Is it true that there is actually no way to stop a bank from going forward with foreclosure proceedings, including litigation?

A TILA suit will not stop a foreclosure, but defending on the basis of standing will stop the litigation.

Open a joint acct with new husband if I have a home in foreclosure??

In joint account each person owns the entirety of the funds so anyone with a judgment against either of you can garnish or freeze the entire bank...

Generally the HELOC i non-dischargeaable and is secured debt.

No. If there is no judgment and no consent then your wages cannot be garnished legally.

Being sued by someone who filed 4 bankruptcy in late 2009 and didn't include the $ they say I owed them in early 2009 in Sch B.

The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...

What options do i have if my gross income is high not to get any help for parent plus loans but my expenses exceed my net income

Student loans are generally non-dischargeaable. You should contact the lending agency to wwork out a payment plan that you can make, even if that...

I am going get a divorce and file bankruptcy. I am the primary wage earner in the household. Which should I do first.

Bankruptcy may be better filed first so you can work out the debt and property issues.

I gave a $300 deposit to a lawyer for a BK case 2 yrs ago. Can he claim fees for "work" done and milk my deposit down to $0?

Yes. the attorney can charge for the time speant on the case at their normal hourly rate.