Archived
Is there legal action against a mortage company that calls to collect a debt after we already made the payment?
Theodore's answer
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Answered on October 05, 2011
No. They are collecting their own debt so the FDCPA does not apply. You are probaly too far behind to make current payments. Contact them and...
Archived
Can my fiancé's unsecured creditors come after me or my assets after we are married? I live in Texas
Theodore's answer
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Answered on October 05, 2011
When you get married the debt you have amassed prior to the marriage do not automatically become the liability of your new spouse. However, the...
Archived
Is there is a statute of limitations of 5 years on verbal agreements in Colorado? I am trying to collect a debt. Thank you!
Theodore's answer
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Answered on October 05, 2011
Verbal contractys normally have a one year statute of limitations. Here are the SOL in Colorado:
Colorado Statutes of Limitation
Domestic...
Archived
If i owed around 35000 to different credit cards how does this work?
does each credit card garnish my wages?
Theodore's answer
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Answered on October 04, 2011
Judgments get paid in the order they were filed. First one gets paid in full before the second, unless we are talking about student loans or...
In Virginia can a Defendant be granted a Summary Judgment if the Plaintiff files a Bill of Particulars late? Likelihood?
Theodore's answer
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Answered on October 04, 2011
The bill of particulars is just a discovery and proof device. It is not jurisdictional. The dates that it is due can be extended past the due...
Archived
I am the beneficiary of my ex-husbands State of Fl. Pension. Is the State of Fl. Pension garnishable in Az. for a civil
Theodore's answer
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Answered on October 04, 2011
This is what is protected:
Insurance / Annuities: Group life insurance policy or proceeds, unlimited amount [20-1132]; health, accident or...
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Archived
Order of garnishment of property other then earnings
Theodore's answer
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Answered on October 04, 2011
BANKRUPTCY PROPERTY EXEMPTIONS (Ohio Revised Code):
Cannot use federal exemptions, but can use federal non-bankruptcy exemptions
The...
ERC (third party debt collector) contacted me on my cell phone when I never gave creditor or them permission to contact that way
Theodore's answer
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Answered on October 04, 2011
What Are Debt Collectors Allowed to Do to Collect Debts? A: In general, debt collectors are allowed to make civilized contact with you to make...
Archived
Can I sue my ex for damages and also force him to close and pay up several credit cards that are currently affecting my credit?
Theodore's answer
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Answered on October 04, 2011
You may be able to have some of the debt declared non-dischrgeable, but that would require a lawsuit in the ex's bankruptcy.
The divorce...
Archived
Can a bank that i owe take ira in the middle of a rollover.
Theodore's answer
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Answered on October 03, 2011
Transfering the IRA from one bank to another financial institution is not a roll over. Changing administrators does not remove the money from the...
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