Applying for loans after Chapter 7 Bankruptcy, how long do I have to wait.

Since the bankruptcy was dismissed, it was of no effect. I don't know what you are referring to when you meniotn "the two year waiting period"

In Chapter 7 Bankruptcy, what is the disadvantage or what would most likely occur if I don't file a statement of intention?

Then what's the problem with filing the statement of intention? If you don't the Trustee will get very annoyed with you, and you don't want that. ...

Can I file bankruptcy

"About" seven years ago? Get an exact date of the discharge. You can file again once eight years and one day have gone by.

My husband and I attended our 341 meeting with our lawyer last November 14. It was a quick meeting, around 10mins...

You need to get an explanation from your lawyer. It may be a hiccup, it could be a problem.

Can you discharge a personal loan that was mainly used to pay my mortgage in chapter 7 ?

Does the lender know what the loans were used for? Did you intend to file bankrutpcy when you took out the loans? They can bring an adversary...

Is not understanding something on a restraining order a defense for lets say a violation?

Unlikely. Restrainig orders are usually quite clear. It is doubtful anyone is going to believe it was not understood.

A good friend of mine was just changed with a DUI. He doesn't want an attorney. Is he right? Can't he just plead guilty.

Your friend is about to compound his mistake with antother one. If he is your friend, convince him to get a lawyer.

Can judge deny the amended pleadings even if it relates back to the original ones?

The judge has discretion, so he/she can use it. This judge just happened to rule against you this time. Tha's why we have judges.

Im Lgl grdn to my son (30's) I reluctantly signed a prsnl inj sttlmnt many months ago-no comm from atty- can I change my mind?

You can't change yur ind, but the lawyer owes you an accounting, and possibly money as well. Contact the local grievance committee. He may have...

Report it the next time you re-certify. You will no longer be eligible.