Call the court clerk to find out the procedure in your court for adding creditors. There also is a fee to adding creditors after filing. Adding...

When you file for bankruptcy, an automatic stay goes into effect to keep creditors from taking actions against the debtor. However, the automatic...

The Consumer Financial Protection Bureau (cfpb.gov) has great resources for challenging a debt like this. First, file a complaint on their website....

I would look first to the IRS website to see about exemption under federal law. New York State has its own exemptions laws that do not specifically...

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As previously mentioned, filing for bankruptcy doesn't guarantee that you will get access to your transcripts in time for you to transfer. The...

A Chapter 11 filing has many pitfalls that most laypersons don't see. The reasons for the trustee moved to dismiss the case will be in the motion...

I am not sure what you mean by "trial payments." While discharging the debt eliminates the debtor's personal liability for the mortgage, the debt...

I also agree that you should consult a bankruptcy attorney. Once your creditors get a judgment against you, they will file a judgment lien against...

I would contact the Department of Public Service, the agency that regulates the utilities. They have a consumer services office that handles...

There are many for-profit debt consolidation companies that make misleading or incomplete claims that entice consumers to sign up. If you think...