Archived
Wanting to know if Melanie Emery with Emery Law NY is trying to scam me with help saving home from foreclosure.
Kim's answer
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Answered on May 15, 2014
Generally, attorneys who assist with modifications have an initial office meeting without charge, after which the attorney and client may sign a...
Archived
What do i do about these collections
Kim's answer
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Answered on May 07, 2014
There are frauds which involve people getting hold of information about old debts and hitting up elderly vulnerable people to collect. The debt...
Archived
I have enough money to paid my mortgage and LOC but not my credit cards. Will the bank make the line of equity due if I default
Kim's answer
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Answered on May 07, 2014
If you have enough income, and declare Chapter 13 bankruptcy, you can ask the court for a five year plan that will allow you to make regular...
Can I sell a vehicle that was used as collateral for a loan that the debt collectors do not want to repossess?
Kim's answer
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Answered on May 07, 2014
The real problem is the debt, not your having the car. If you declare bankruptcy, name the creditor, and indicate that you intend to surrender the...
Archived
Chapter 13 Question
Kim's answer
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Answered on May 07, 2014
If there is a loan, or loans, secured against the home, and you reaffirm the loan debt, you are protected up to the value of the loans. If you...
Archived
News paper over embleshed arrest article and made statements that are not in police. Example threating girlfriend.
Kim's answer
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Answered on May 07, 2014
You can win a libel suit against a newspaper only by showing in court that the account is not true. However, the newspaper likely interviewed...
Archived
What is the current time required to foreclose on commercial real estate in Suffolk County, NY?
Kim's answer
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Answered on May 07, 2014
The average time for a foreclosure in New York State is between 800 and 900 days. Hiring an attorney can give you a better chance of at least hit...
Archived
At the foreclosure trial if bank has no proper ownership to foreclose. Can the bank proceed with the foreclosure?
Kim's answer
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Answered on May 07, 2014
You've stated the legal conclusion in your question. There are very few foreclosures these days in which the banks has proper ownership to...
Archived
Purchasing Liens on Property in Atlanta
Kim's answer
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Answered on May 07, 2014
The more fruitful thing would be to research the names of homeowners, and get the homeowners to sign over title to the premises to you. The bank...
Archived
Is there a statute of limitations on hitting a child under 4 with your fist?
Kim's answer
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Answered on May 07, 2014
This should be reported directly to the Child Protection Services Department of your state. The question is not really the statute of limitations...
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