Fell behind with mortgage (about 7 months) due to loss of job. Back at work, want a loan modification possible?

Do you have a Chapter 13 attorney? It is odd that you would have contacted the bank directly. If you have a Ch 13 attorney, I recommend you...

If your mortgage & note is assigned in the secondary market to an LLC, does that mean it was a PSA?

It increases the likelihood. However, and LLC is just a form of business, like a corporation. The fact it was assigned to an LLC does not...

Can I sue my lender for fraud in information they used to get a default foreclosure judgment?

You need to distinguish between a wrongful foreclosure action, a quiet title action, and a motion to vacate on grounds of fraud procuring the...

How does a tax sale by the county impact the foreclosure process?

.The impact is.. that Wells Fargo should not be able to obtain a deficiency judgment against you. However, banks often ask anyway, and you need to...

Discharged from chap 7..surrendered home. whats best, short sale, deed in lieu, will any of these cost me money in the end??

reopen the Chapter 7, and surrender the home as part of the bankruptcy proceeding.

A lis penden, also called a Notice of Pendency is a document filed in the County Clerk's Office, which places the Notice of the litigation in the...

I owe on a second mortgage which comes from a buissness that's no longer there was two other partners,which the business still

So you are still in the bankruptcy? If the amount due on the first lien is greater than the value of the second, you may be able to "strip" the...

Is this legel

Sounds like you may be able to put together an action under the Federal Debt Collection Practice Act for claiming entitlement of an amount not due....

How quickly can my father get a divorce in nyc if the wife can't be found?

This requires litigation... not a simple procedural maneuver. New York State allows for service of process upon a person that cannot be found, by...

Can minors (under the age of 18) get penalised for sexual harassment in New York and Florida?

If you are providing services as a camp, you have a duty provide adult supervision, and to provide properly for the health and safety of the...