Archived
Caselaw for accepting reply to amended complaint changing from damages (state ct.) to foreclosure if no timely original reply
Kim's answer
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Answered on July 04, 2014
As a general matter, state statutes of limitations for taking appeal after the court renders a decision are among the shortest, and the most...
Archived
I live in. Union beach nj.i am concerned that my flood ins. Is going to be to expensive to pay.when the time comes should I walk
Kim's answer
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Answered on July 04, 2014
Is the amount of the first loan greater than the current market value of the home? Do you have other debt? It is possible that you would be able...
Archived
Can a new mortgage servicer file a foreclosure complaint if they did not originate the notice to foreclose?
Kim's answer
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Answered on July 04, 2014
Assuming your facts are correct, the new servicer does not need to file its own notice. However, there is a good chance that you are relying on...
Archived
Received loan modification for home. Even with all correct forms and hours worked still not enough to make payment?
Kim's answer
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Answered on July 04, 2014
HAMP guidelines require that the lender provide the written permanent modification in time so that the borrower can execute it prior to the first...
Archived
I bought an HOA foreclosed property, can I rent it to the previous owner during the redemption period?
Kim's answer
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Answered on July 03, 2014
If you brought the premises for less than it was worth, you want to make sure that rental does not have the appearance to an outside observer of a...
Archived
Should my uncle take out a reverse mortgage to stop possible foreclosure proceedings due to outstanding property taxes?
Kim's answer
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Answered on July 03, 2014
Whether a reverse mortgage is the best option is actually a business question, rather than a legal question. What are the other alternative or...
Can an affidavit of denial of debt obligation, and objection to legal standing help in foreclosure action?
Kim's answer
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Answered on July 03, 2014
Your affidavit sounds kind of like a Federal Debt Collection Practices Act Demand letter. The problem is that the letter has to comply with the...
What happens when property is sold at tax sale?
Kim's answer
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Answered on July 02, 2014
Contact your tax authority and make sure it is providing a copy of the tax bill to your current loan servicer. Banks will seldom sacrifice a whole...
Archived
I owe back maintenance fees on my condo due to being out of work and getting sick from my medical condition. Need advice.
Kim's answer
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Answered on July 02, 2014
Are you earning income now? I would consult a bankruptcy attorney about a Chapter 13. The Association might be able to get the stay lifted, but...
Archived
Condo Association foreclosure. Tenant has a rental lease from 11/2013 through 10/2014. Does new owner have to honor lease?
Kim's answer
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Answered on July 02, 2014
Do you still have a copy of the lease? If so, have you provided a copy to the new landlord?
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