Archived
I asked for a deed in lieu of forclosure but was told it was too late forclosure had already began.
Kim's answer
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Answered on July 17, 2014
Since you were willing to do a deed in lieu, the real issue is whether, under Ohio law, the bank can obtain a deficiency judgment and, or otherwise...
Archived
Can a mortgage servicer start foreclosure proceedings when the borrower is in Unemployment deferrment?
Kim's answer
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Answered on July 17, 2014
This is a very difficult question because it emphasizes the distinction between theoretical legal rights, and practically enforceable ones. The...
Archived
Can I sue Ameriquest Mortgage?
Kim's answer
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Answered on July 17, 2014
When you stated that they "foreclosed on you", do you mean that they merely started an action? If so, it is imperative that you meet the timelines...
Archived
After being successful in a HAMP modification with my Senior mortgage and lowering my payment from 996.00 to 840.00 I am...
Kim's answer
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Answered on July 16, 2014
You can still file Chapter 13. What is the value of the house? What is the amount of the modified loan?
Archived
Disclosure form said no assessments. Discovered an assessment 7,000.00 for village water. Do I have any recourse?
Kim's answer
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Answered on July 16, 2014
Does HUD own title to the home? What is your relationship with HUD such that an assessment against it matters to you?
Archived
I am currently a defendant in foreclosure proceedings. The paperwork I received is full of errors though. What should I do?
Kim's answer
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Answered on July 16, 2014
Your question kind of answers itself. It is not clear whether, under Kentucky law, the litigation could result in some kind of financial injury to...
Archived
I was asking about the foreclosure act of 2009 that was suppose to expire in 2012 but was will expire on dec. 31st 2014
Kim's answer
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Answered on July 16, 2014
The question of a time protection for a tenant under New York State law (not federal) would be relevant from the time the foreclosure plaintiff...
Archived
If Deutsch bank natl obtain a final judgment in foreclosure and I file ch-7 bankruptcy to stop sale
Kim's answer
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Answered on July 14, 2014
If the judgment holder (foolishly) decides to move to life the stay, you can challenge standing. However, the lender may well have the common...
Archived
Mortgage/Home question
Kim's answer
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Answered on July 13, 2014
Your question does not specify by what method the home will go back to the bank. Whose name is the house in now. Your mother's? The estate for...
What does "Answer Demanded" mean in an appearance detail?
Kim's answer
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Answered on July 13, 2014
As my colleague as suggested, the computer appearance details is wildly inaccurate. However, that particular statement should put you on notice,...
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