Archived
I am being foreclosed because of a second mortgage on my home. There have been four sales of the note in past year.
Kim's answer
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Answered on September 22, 2016
You need an accurate appraised value of the house, and to know the loan balance on the first mortgage. If the balance on the first loan is greater...
Archived
Is foreclosure better than a short sale option for me?
Kim's answer
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Answered on September 22, 2016
You would really need to provide more facts. How much is the place worth? How much is the loan?
Archived
How to prevent a foreclosure on my property?
Kim's answer
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Answered on September 22, 2016
Your facts don't make sense from the standpoint that you told them you were unemployed but somehow they still had you making payments. It turns...
Do I need a lawyer to represent me in doing a reverse mortgage
Kim's answer
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Answered on September 22, 2016
The issue of whether a reverse mortgage is the right way to go is a business question, not really a legal one. Personally, I think reverse...
Archived
Our house is in preforeclosure and I want to know if we can borrow money from my parents to pay the past due amounts?
Kim's answer
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Answered on September 22, 2016
You can borrow money from your parents, but relying on this is a bad idea. I have done a great many of these, and for every "white knight" that...
Archived
On deed and not mortgage, can the trustee take our house if I file alone?
Kim's answer
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Answered on September 22, 2016
Are you current on the loan? If this is a first mortgage on your primary residence, and you are current, nobody will look beyond that issue.
Archived
Can a mortgage company come on your property at anytime?
Kim's answer
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Answered on September 21, 2016
It is a common bank behavior to harasses the homeowners to "inspect", which really means little more than look around. Usually they are not so...
Archived
Does the sheriff have to give a 3rd 5 day notice on a writ? I lost right to possession motion to quash as tenant in forclosure.
Kim's answer
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Answered on September 21, 2016
What is to be gained here? Even if you had won, you merely would have extended your stay by a short time. Focus on finding a place to live.
Archived
Hello, homeowners association is foreclosing on my house. sale date is oct 4th , 2016. about 2 weeks.
Kim's answer
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Answered on September 21, 2016
it could buy you a little time... the thing is that the automatic stay is only as good over time, as the cash flow you have to pay off the debt. ...
Archived
Can I trust my lawyer? What would he have to gain, I've lost everything: wife, family, home, business, assets, maybe, my, sanity
Kim's answer
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Answered on September 21, 2016
You've described things that have already happened. What is it that you want to now if you can trust your lawyer to do?
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