Archived
How do I answer a foreclosure summons/complaint for my deceased sister's home for which I have no interest? Is there a form?
Kim's answer
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Answered on July 25, 2014
If you are the sole beneficiary, you should make sure you have accurate numbers as to the value of the premises, and the amount of the debt. If it...
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Archived
Foreclosure on reverse mortgage . Grandchild is named as heir in foreclose doc. Will that affect their chance to buy a house?
Kim's answer
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Answered on July 25, 2014
As implied by the previous answer, the grandchild may have some interest of value in the property, in which case it might make sense to determine...
Archived
My home was foreclosed by Wells Fargo Jan2013 after numerous attemps to modify the loan, was the foreclosure unjust?
Kim's answer
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Answered on July 25, 2014
I think you are asking the wrong questions. The vast majority of foreclosures are unjust, and that will continue to be the case. Without going...
Archived
Neighbor is in preforeclosure
Kim's answer
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Answered on July 25, 2014
From where you are now, it likely will take three to five years. The banks do not have not retained the papers and information necessary to...
Archived
We file for chapter 7 in 2012 (NJ) our house is worth 267,000, first mortgage balance with citimortgage is 186,000
Kim's answer
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Answered on July 23, 2014
The precision of your numbers suggest that you have received appraisals. How accurate are they? If the amount secured on the first mortgage...
Archived
Should a foreclosure and cancellation of debt be recorded on a 2nd mortgage?
Kim's answer
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Answered on July 23, 2014
A first and second mortgage seldom have been transferred to the same mortgage backed trust. If the same bank originated both loans as about the...
Archived
What is a fair retainer for defense foreclosure? Will lawyers accept monthly payment arrangements?
Kim's answer
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Answered on July 20, 2014
A fair retainer is around $2,500. Whether a particular attorney will accept monthly payments is totally specific to the attorney. You certainly...
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Archived
Can I be charged with check fraud for giving m debit card to the person doing the fraud?
Kim's answer
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Answered on July 18, 2014
In my opinion, you are at risk of being charged criminally, and should hire a criminal attorney. I am posting your question to criminal defense.
Archived
Son rec'd emails last week that he had been approved for a loan for which he did not apply. Ex applied for loan, in son's name,
Kim's answer
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Answered on July 18, 2014
There is technically fraud here, but the if I understand correctly, there are currently no outstanding balance, so there there is not really a need...
Archived
I haven't paid my mortgage in 2 1/2 years looking for an attorney to help me save my house and also my taxes are in foreclosure
Kim's answer
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Answered on July 18, 2014
Although I do not necessarily agree that this forum does not address specific topics, lawyers on this forum are not supposed to overtly solicit...
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