What actions can I perform on my own when I reach 3 months delinquency to buy more time on my mortgage foreclosure process?

The unfortunate state of affairs is that the lenders will not consider you for a modification if you are current (although technically they should...

Why do we have to go through 3 months trial period to remodify our mortgage?

Virtually every lender requires some sort of trial to ensure your ability to afford the modified payment. Most trials, including trials under...

Who will negotiate with the mortgage lender if I want a loan modification for what the house is worth and not what I borrowed?

In my experience with loan modifications, lenders are not readily reducing principal balances to reflect the current market value of the property. ...

We are in foreclosure and the lending company was paying taxes and insurance before.

This is not a simple "yes" or "no" answer. I would consult with a local attorney, because there are significant issues with lender "forced placed"...

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I own a home in pa.,its paid for. can they take it since my home in ga. is going in foreclosure?

Generally, when a home goes to foreclosure sale and it is sold for less than what is owed, the lender can get a deficiency judgment for the amount...

How long do I have to move out from home after the court dat of forclosure

As you are in NY, there is no possible way that there is already a judgment of foreclosure if you are only delinquent since June. There are...

Needing advise on mortgage modification

Oftentimes, your lender may be willing to consider an unemployment forbearance, where you can put off most or all of the payments until your...

A property I previously owned was by court order, taken by the bank and they assumed ownership and control of the property.

If you owed homeowner's association dues prior to the bank taking ownership of the property, you would still theoretically owe them those dues. ...

I have been served a Summons to "Answer the Complaint" Re: foreclosure in Warren County, in New york State.

If it was served upon someone other than yourself at the address (and I am assuming the property is either your primary residence or place of...

How do I release ownership on my house in Florida after receiving a foreclosure summons?

I agree with the previous attorney, but I would add that you may want to discuss with the lender the possibility of a Short Sale or a Deed in Lieu...