The bank had me sign a loan modification without the other deed holder's signature. Does it make the mortgage null and void?
Ronald's answer
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Answered on November 16, 2013
It sounds like the lender is saying that your spouse was never on the mortgage, so they didn't need him on the loan modification. If that is true,...
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Recently our representative in China wants to sell two heaters manufactured by our company to a Chinese customer.
Ronald's answer
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Answered on November 16, 2013
You said "We want a lawyer to tell us if the following contract can have any harmful liability on us." There are different kinds of liability... If...
Archived
Is is information correct? Is there a way to reduce the amount taxed on the 1099C form?
Ronald's answer
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Answered on November 16, 2013
If you are INSOLVENT (or if you file a bankruptcy) there is a way out of this. The IRS has a form that is called 982 which shows the different ways...
Archived
How do I report rent judgments to the credit bureau?
Ronald's answer
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Answered on November 16, 2013
Get the judgment recorded in your county so that it is now a county record. The credit bureaus pick up this public information and list it in the...
Creditors won't give me a statement, why is this.? I need a copy for my bankrupt. What do I do?
Ronald's answer
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Answered on November 16, 2013
When you list a creditor in the bankruptcy, it is not a requirement that you have a statement of your current debt. Many of my clients have NOTHING...
Archived
What is the next step in ch 13 process after non-confirmation of plan?
Ronald's answer
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Answered on November 16, 2013
You can AMEND your income to reflect the income which was missed before. I don't know that student loans would count as income - are you saying you...
Archived
Bankruptcy - is Bankruptcy discrimination regarding hiring by private employers allowed in New York City?
Ronald's answer
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Answered on November 16, 2013
Federal bankruptcy law makes it illegal to terminate an employee or take any other adverse action because the employee filed for bankruptcy or is...
Archived
In California, when a husband and wife are legally separated, and the husband makes major credit card purchases
Ronald's answer
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Answered on November 16, 2013
Being separated does not necessarily mean that you cannot be held liable for your husband's actions. The creditor will go after whatever they are...
Archived
I just found out that I have a Judgment on my house for $4,600..I wasn't notified of this. What can happen.how much time to pay
Ronald's answer
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Answered on November 16, 2013
I will assume the debt is valid in answering this inquiry. The creditor is very unlikely to initiate a foreclosure due to the cost. If you have...
Archived
What are the requirements for a fee waiver to be granted to an individual creditor not claiming bankruptcy, but in dire straight
Ronald's answer
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Answered on November 16, 2013
i don't know if I understand your question, but it sounds like you have tenant that filed a ch 7, and you seek to file a lift stay motion to get...
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