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How soon after filing for bankruptcy chapter 7 can one get approved for an auto loan and home loan?
Ronald's answer
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Answered on May 23, 2013
You can get approved for an auto loan right away. You're not a high risk to a lender because the car is collateral. As you improve your credit, the...
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In ch 7, If I change my mind about reaffirming my car, I have a redemption offer and I am pro se. No agreement has been signed
Ronald's answer
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Answered on May 23, 2013
It is very easy to amend your statement of intention so you should do so.
It sounds like you just need some sample forms for a redemption....
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Is it possible to own the property foreclosed on when debt was discharged with Chapter 11 bankruptcy?
Ronald's answer
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Answered on May 23, 2013
It sounds like the foreclosure did not finalize for whatever reason. Judges often throw out cases due to one of many things that can go wrong...
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Hello my husband and I filed chapter 7 on our house and cars in 2011 we have been released from the chapter 7.
Ronald's answer
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Answered on May 23, 2013
You mentioned that you paid off the balance. Payments made AFTER the bankruptcy wouldn't show up on your credit report. You could contact the auto...
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After filing for bankruptcy chapter 7, what are the chances of getting approved for school loans for graduate school?
Ronald's answer
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Answered on May 23, 2013
It depends on the nature of the student loan programs (federal or private) and the type of bankruptcy. Generally speaking, a bankruptcy should...
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Do I have to sell my car?
Ronald's answer
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Answered on December 10, 2010
If there is too much equity in the car, you COULD make an equity offer to the trustee for the difference. Go to kbb.com and check the value. Make...
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