Archived
Need to answer foreclosure summons and complaint. What do I need to do this? I have been ripped off for $5,000.00 by RMA LEGAL
Ronald's answer
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Answered on December 02, 2013
The template submitted by the prior attorney lacks many defenses for which you might be entitled. If you do use that form, consider filing an...
Archived
Selling my home in media, PA. 2nd lien holder (seller) stating I owe him $13K back from 2002.
Ronald's answer
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Answered on December 02, 2013
You are saying you paid a settlement sum while he is title the company that you never paid anything? Tell the title company to have him sign an...
Archived
Is this a breech of contract by the buyer?
Ronald's answer
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Answered on December 02, 2013
Do you have a written agreement that it was understood by the buyer that the full sum due was due on 11-22-13? If so, the buyer failed to provide...
Archived
Project Based Section 8 Rights to remaining family member in a senior housing apts if head of household leaves or passed away
Ronald's answer
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Answered on December 02, 2013
You need to look at the documents that govern how these matters are handled. Look at the documents signed when the mother took possession. Start...
Archived
My home was illegally Foreclosed on - On June 16 ,2013 - I Finally was able to to convince the Servicer that handles the account
Ronald's answer
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Answered on December 02, 2013
Michigan deceptive trade practices laws are stated in the Michigan Consumer Protection Act (“Act”). Section 445.903 of the Act forbids false...
Archived
Other than county records, is there a way I can get info on a home that's been vacant for over 2 1/2 years. I'd like to buy it.
Ronald's answer
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Answered on December 02, 2013
You said that it is in foreclosure. That means the lender hired a law firm to foreclose. You would look up the owner's last name as a defendant via...
Archived
Awaiting foreclosure notice on our home & I am about to file for divorce. Neither wants house. Does house need to be listed?
Ronald's answer
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Answered on December 02, 2013
Based on what you wrote, it is still marital property. You are not divorced. The title was not taken via the foreclosure process. You would list...
Archived
Foreclosure: will it go on my husbands record and credit?
Ronald's answer
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Answered on December 02, 2013
You stated "The only documents he signed was titled Open end mortgage"
Did the document he signed pertain to the very same lender that is...
Archived
Is there a time frame before a Foreclosure sale servicer must receiver a QWR
Ronald's answer
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Answered on December 02, 2013
The Dodd-Frank Act changed the acknowledgment deadline for QWRs from 15 days to only 5 days. The Act also changed the substantive response deadline...
Archived
How much of a 130,000 dollar inheritance from a 401 k can I receive without paying penalty taxes.& how long until I receive it
Ronald's answer
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Answered on December 02, 2013
You pay income tax on the money that comes out of the plan. You're required to start taking distributions in the year after the death. As long as...
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