I've been in foreclosure for 5 years, owing 80000. Don't have nearly that saved, but can pay the current payments. No hope right

Given the lack of income and that fact that you had 2 prior modifications makes another modification unlikely but not impossible. If you become...

Do I have any personal financial obligation to banks holding mortgage liens on my home after a chapter 7 bankruptcy?

You do not have any personal obligation regarding the mortgage. Most likely, because you are no longer personally obligated on the mortgage, your...

Mortgage Loan servicer notified us we need to contribute $5700.00 to move forward with a short sale we have a CH-7 BK discharge?

I believe they can ask for the money as they are not asking the money in order to eliminate your personal liability (which they cannot due). They...

Yes, you can eliminate your personal liability with regard to the timeshare in a Chapter 7 bankruptcy. Once you receive your discharge, if the...

I was divorced with a second mortgage. The mortgage company waived the lein so buyers could purchase the house.

It sounds like the mortgage company released the lien from the house so you could complete the short sale but they did not satisfy the debt so now...

Yes, they can charge an attorney fee. However, if this fee was charged for legal work incurred during the course of the bankruptcy proceeding, it...

Is it possible to get a Forbearance Plan on a mortgage loan that has NationStar as servicer and HSBC as investor?

i have modified several loans with Nationstar so I do not believe this is the issue. While you may have seen that Nationstar does forbearance...

How do we find out if my husband has a judgement deficiency against him from a forclosure that took place over 5 years ago?

Conduct a judgment search in the county clerk's office where the property was located. An easier way may be to pull hsi credit report. This is...

Yes, they can foreclose. However, they are only likely to foreclose if you have significant equity over and above the first mortgage....

If I am married and claiming bankruptcy should I remove myself from my wife's cards and her from mine?

Yes. Removing names from cards will not impact potential liabiiity but what I may protect your wife's credit. Your wife's "courtesy card', even...