Archived
Can I apply for HAMP/MHA modification a second time, if I have had a new hardship and change in circumstances?
Michael's answer
|
Answered on November 06, 2014
If you were given and then defaulted on a 'HAMP 1' modification, you would be ineligible for another 'HAMP 1'. However, you can still be eligible...
Archived
They are about to foreclosure on my uncle's
house. he is almost 80 years old...
Michael's answer
|
Answered on November 05, 2014
You have not given any other facts but one thing he may want to look into may be a reverse mortgage. If there is enough equity in the home, the...
Archived
Credit reports show no accounts, but debt collectors want to collect.
Michael's answer
|
Answered on November 05, 2014
Just because the debt is not on your credit report does not mean that you do not owe the debt. If it is a valid debt, they can attempt to collect...
Archived
Can I obtain foreclosure assistance?
Michael's answer
|
Answered on November 04, 2014
Unfortunately, unless you are on the note, the mortgage company will not modify with you or allow you to assume the mortgage. The amount of time...
Archived
When a property has a lis pen notice on its records & states foreclose mortgage, but expires in 2017 , when will auction be?
Michael's answer
|
Answered on November 04, 2014
The lis pendens and its expiration and the foreclosure auction date do not relate to one another. A les pendens is good for 3 years and should be...
Archived
How DO i FILE A COMPLAINT ABOUT A LAW FIRM I PAID $3000 2 GET A LOAN MODIFICATION NO ACTION ON CAUSED A FORECLOSURE NOTICE
Michael's answer
|
Answered on November 03, 2014
Do you have a retainer agreement with them? They are required to enter a retainer agreement with you if the fee is greater than $1,000. Read the...
Can you get a loan modification from your mortgage company if you are receiving unemployment benefits.
Michael's answer
|
Answered on November 02, 2014
It is always a good idea to hire someone who knows what he is doing to prepare the loan modification documents. You can certainly receive a...
Archived
Can you report your mortgage company for telling you that your loan modification was denied because you were current on mortgage
Michael's answer
|
Answered on November 02, 2014
If you filed a formal application, request to get the denial letter in writing. The denial should show your home's estimated value. You should...
Can my joint bank account be seized for student loan debt...
Michael's answer
|
Answered on October 31, 2014
A joint bank account is considered property of persons named on the account. So a creditor of any owner of the account can restrain and then seize...
Archived
Whats the statutes of limitations for a bank to file for a foreclosure
Michael's answer
|
Answered on October 29, 2014
In New York, there is a new statute of limitations on each payment and there is a 6 year statute of limitation. So if you did not make a monthly...
Ad
Transform legal challenges into solutions.
Connect now to review your situation.
The Avvo Rating explained
The Avvo Rating explained