Im about to go to a Chapter 7 Bankruptcy hearing in October. I have also recently been approved for modification. Can I get both

I agree with the other attorneys answers in that you can do both a loan modification and a ch. 7 bankruptcy, although your petition may need to be...

How do I negotiate a HELOC deficiency after foreclosure repayment?

They are suing you because they want the money from you. They aren't going to issue you a 1099 because that is for tax purposes and does nothing to...

Chapter 7. What result if debtor states has no lawsuits or claims against anybody, but then later decides to sue somebody.

If the bankruptcy is still open you may be able to amend the petition to include this claim. You still have the issue as to stating under oath that...

The home I am living in will be auctioned May 8. How long do I have to vacate the property?

I'm not positive about VA law but in New York the new owner would have to bring an action to evict you. You also may get the option to stay in the...

Bankruptcy time-frame related question

I have clients that look to file bankruptcy every 8 years as soon as they can. As long as you qualify to file a chapter7 and nothing fraudulent has...

If I file a chapter 13 do I have to list all my debts or just the secured ones like my two mortgages?

I agree with the other two attorneys and would add that if your housing is so much now than I don't think a ch. 13 would work for you. If you...

Chapter 7 discharge time

I would agree with the other attorney in that the clerk may not have updated the status. As long as the 341 was not adjourned and from what you...

I claimed Chapter 7 Bankrupsy in Feb. 2009 and it is closed. I am finding myself having problems paying my bills, mostly medical

Have you tried to contact the hospital or doctor to seek a reduction? You may be able to claim a hardship and get the bill reduced or eliminated....

In last summer I had received some amount of money as a part of the business that was previously conducted.

Since you already filed for bankruptcy have you had the 341 Meeting of Creditors yet? Did the trustee raise any issues or red flags? This would...

Chapter 7: unused exemptions

If you have listed all of your property on your bankruptcy petition and have exempted it all then you should not lose any of those assets in your...

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