John P. Brooke's Answers (91)

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Bankruptcy- I own Property want to keep it.

John's answer | Answered on May 22, 2013

i agree with the other attorneys' answers and would add that since you have no equity in your home (you stated you were "underwater") would most...

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What is the difference between chapter 7 and chapter 13 bankruptcy?

John's answer | Answered on April 13, 2013

A chapter 13 bankruptcy is where you would pay back your creditors anywhere from a percent to all of the debt back over a period of 3 or 5 years. A...

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Will bankruptcy trustee in chapter 7 in Florida let u make payments on the amount they are suppose to get from your tax refund?

John's answer | Answered on April 13, 2013

If the refund was not exempt the trustee would be entitled to a percent based upon when the bankruptcy was filed. Since it was filed in August the...

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Am I still legally entitled to my share of the rental income?

John's answer | Answered on April 13, 2013

I agree with the previous attorney and would add that banks routinely do not remove someone's name from the mortgage without the other debtor...

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Wrong amount entered on petition for credit card debt. is this ok?

John's answer | Answered on April 13, 2013

I agree with the other attorneys' recommendations. Just as long as you listed the creditor and they received notice you should be fine. Adding the...

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Can you get your loan modify after chapter 7 discharge and with an equity?

John's answer | Answered on April 13, 2013

I agree with the previous attorney and I have had clients modify a mortgage during or after a ch. 7 bankruptcy. I believe there is an Obama...

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I did a bankrupsy to stop the sale of my home @ an auction. as a temporary stay. can i put a lien on the referee or the court or

John's answer | Answered on March 25, 2013

Just as long as this was your first bankruptcy filing and you haven't filed previous bankruptcy petitions in the past year you would have an...

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If your an authorized user of a friends credit card been paying but can't no more it's just too much can i add in my chapter 7

John's answer | Answered on March 25, 2013

If you are only an authorized user than you did not sign the credit card agreement and only your friend has a legal obligation to pay it back....

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In Chapter 7 can a non-debtor's income be used to pay for debts of the unemployed person filing if income is high for means test

John's answer | Answered on March 10, 2013

I would agree with most of what the previous attorneys have stated. I would say for a ch. 7 bankruptcy you are a family of one for the means test...

Archived

Plan to file. ch 7 next week /want to surrender my '06 used car - owe 7000$. Should I surrender i now or wait? Don't want it.

John's answer | Answered on March 10, 2013

If you have already met with the attorney and you know you qualify for the chapter 7 bankruptcy I would say surrender it now. If you haven't met...

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