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I bought an expensive ring which was discounted at an upscale department store. The top piece of the ring (gold and diamonds)
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Answered on March 13, 2014
If you have the ring insured through a homeowners insurance policy or jewelry policy you can put in a claim with them and let them sort it out. If...
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As POA of my father who has Dementia and living in a facility now, Do I have the right to who can have contact with him or not?
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Answered on March 12, 2014
The pos will spell out what powers you do and do not gave. It allows you to tend to his affairs in his absence. It does not give you the power to...
I co-signed a car loan; co-buyer is defaulting. Bank says it may repo if no payment soon. I need advice about making a payment.
Richard's answer
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Answered on March 12, 2014
1. No it would not create a precedent. 2. You are already obligated to make payments as a cosigner.3. If the car gets repossessed it will show as a...
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May I erect a partition in a bedroom in a rental apartment?
Richard's answer
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Answered on March 12, 2014
There is not enough information here to give you a proper answer. is there a lease agreement that addresses this? Did you get the permission to...
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Landlord refuses to give back my 1st Months Rent.
Richard's answer
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Answered on March 12, 2014
Did the landlord give you the keys and when was the start date of the rental? The answer to these two questions will determine whether the...
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If I missed a mortgage payment on a seller financed property. Can they then ask for a balloon payment for the full amount due?
Richard's answer
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Answered on March 12, 2014
That depends on the language of the Note and Mortgage. Typically there is a grace period and a period to cure any defaults. Most Notes also...
Archived
Lease to own contract
Richard's answer
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Answered on March 12, 2014
Probably not, but you would have to let an attorney read over the lease to own agreement to be sure.
Is my landlord responsible for property stolen in a burglary?
Richard's answer
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Answered on March 12, 2014
I agree with my colleagues. Your only recourse would be to sue the landlord on theory that he was negligent in correcting a security problem that...
Archived
What can I do about my co-op adding a monthly sublet fee to my apartment which has been rented to the same person for 12 years?
Richard's answer
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Answered on March 12, 2014
Other than review the by-laws of the coop to see if proper procedure was followed there probably is not much you can do about it. The board of...
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Is there a requirement in NY State for a furnace contractor to provide an estimate on repairs in excess of $500?
Richard's answer
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Answered on March 12, 2014
It is not a requirement. Always ask for a written estimate before you approve any work. Any contractor who does not want to give an estimate I...