Am I eligible for bankruptcy

You may qualify for Chapter 7 bankruptcy under the new New York State exemptions if you have less than $150,000 equity in your primary residence. ...

Can an unqualified annuity be protected from Bankruptcy. the annuity's worth is approximate $25,000

You may be able to protect a portion of the value of the annuity if you can claim the Federal exemptions at the time you file. You can presently...

I have a property that was discharge in a Florida Bankruptcy but remains in my name.

The bank is not obligated to accept title to a property until the foreclosure sale takes place. Although you have been relieved of the debt by...

I just received a notice of discontinuance from the state of new york regarding unpaid medical bills,

Just because an action has been discontinued, it does not mean that you are still not obligated to pay a debt. I suggest that you reach out to the...

Should my attorney be required to give back the retainer?

The attorney should be entitled to compensation for the work actually performed on your file. I suggest that you request a copy of his/her time...

It is not an issue so long as you reaffirm your auto loan. Beckett and Lee coordinates this for a number of lenders. I suggest that you advise...

Statute on original debt after defalt judgement is vacated

Although the statute of limitations has expired, and in all likelyhood, the collection agency (or holder of the note) will not go back to Court,...

Garnishment Question

The exemption is based upon your gross, not your net. The first $217.50 is exempt. Anything above that is subject to wage garnishment.

In New York, the first $1740.00 in any bank account cannot be attached regardless of the source of funds. Further, if the only monies in the...

2 default judgments from 2008, not sure if I can still motion to vacate?

SInce the judgments were entered over two years ago, in order to vacate the defaults, you will have to be able to sufficiently explain why you only...