An executory contract can be rejected in bankruptcy but the other party may have the right to file a claim in your case if they can establish their...

Bankruptcy is definitely a viable option so long as you meeting the filing criteria in terms of assets and income. Unfortunately this is a very...

Filing prior to your marriage is your best possible option in that once you are married your spouse's income must be considered as part of the...

Is a traditional IRA federally exempt?

A traditional IRA is fully exempt under both the NYS and Federal exemptions regardless of the balance in the account. The only scrutiny that the...

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What specific forms are required to petition the Bankruptcy Court for student loan discharge?

As discussed by my colleague, you will have to commence an adversary proceeding and be able to provide medical evidence substantiating your...

Can a Warrant of Attachment be issued for money owed due to credit card debt or collection agency?

in NY, a judgment must be obtained by a court of competent jurisdiction before enforcement proceedings can be initiated by a creditor or its agent.

Is it worth it to contact a lawyer to sue for medical bills of $1500? if so how would it work?

Unfortunately, I do anticipate that you will be able to retain an attorney for this amount of damages. You may want to try to go pro-se in Small...

Can I file chapter 7 and still live in my building if I owe back rent ?

Unfortunately, this can go either - way - it will up to your landlord. If you file Chapter 7, your rent arrears will be discharged. In addition,...

If my civil service pension is direct deposited to a debit card like money gram, is it safe from creditors?

A disability pension is fully exempt - it is beyond the reach of your creditors. Further, if your benefit are not linked to a checking or savings...

Can I use the New York State homestead exemption?

If you are not residing at the property, you cannot claim the homestead exemption. Your only option to to claim the Federal wildcard exemption. I...