PayPal line of credit caused me a lowering of my credit score by 16 points from 808 to 792, so what do I do?

I don't see any issues. Firstly, 792 is an excellent credit score, and you currently have no reason to believe that you will be denied credit or...

I'm in debt from accounts closed in 2007. Collection pirates are still ruining my credit! Can I depute these debts payment free?

Yes, you can dispute these debts without making a payment. It would not make much sense to send a payment and a dispute at the same time. Sending a...

What can you do if you still dispute a charge(s) after the dispute is resolved against you?

Speak to a consumer attorney. It is odd that you are being held liable for an unauthorized charge from an unknown company, especially when you...

If you owe a debt, then the creditor and their agents have every right to collect on that debt, so long as they use legal methods. They can contact...

I owe money on a personal loan..Can the loaner harass me to pay in full.

In general, you should not be "harassed" by anyone. Nearly every state has laws that protect from harassment. On a Federal level, the Fair Debt...

Need correct settlement agmnt wording for monies to be paid upon signing & that he will pay credit card debt.

Find a local attorney that is willing to draft the agreement and is willing to represent you in a suit against your spouse to enforce the agreement...

I have a civil judgment on my credit report but I don't know who to contact to fix it.

As the previous attorneys commented, the judgment can have additional costs, fees, and interest that have accrued after entry of the judgment. I...

Does a small claim judgement really show up on your credit?

In general, a judgment can be reported regardless if it is satisfied or unpaid. If you want to maximize your chances of avoiding reporting of the...

I received notice, am receiving money from a lawsuit settlement where my mother died.

As the previous attorney mentioned, it will largely depend on when the claim arose, and if the claim should have been included on your bankruptcy...

Hospital has overcharged

Many hospital are willing to negotiate. If you negotiate early on, you may avoid having the account reported to the collection agencies. If you...