Archived
Can I sue Bank of America for refusing to take a credit card debt, which is that of my ex-husband, off of my credit report?
Simon's answer
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Answered on July 29, 2013
If you knowingly used the card from 1996-2000, then you may have implicitly accepted the terms of the cardholder agreement at that time. Think...
Archived
Hello-
In 2008, due to loss of income, I fell behind in credit card bills in Florida. In 2010, I moved out of state 2.5 yrs.
Simon's answer
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Answered on July 29, 2013
You should seek a consultation with a local debt relief attorney to review your situation. It's best to know all your options, which may include...
Archived
NIf a lawyer was told that her has 15 days to offer a settlement in a summary judgement an he does not do it what does that mean
Simon's answer
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Answered on July 29, 2013
More information is required. I do not know which party, if any, was granted summary judgment. It sounds like you may have appeared at a pretrial...
Archived
PayPal line of credit caused me a lowering of my credit score by 16 points from 808 to 792, so what do I do?
Simon's answer
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Answered on July 27, 2013
I don't see any issues. Firstly, 792 is an excellent credit score, and you currently have no reason to believe that you will be denied credit or...
Archived
I'm in debt from accounts closed in 2007. Collection pirates are still ruining my credit! Can I depute these debts payment free?
Simon's answer
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Answered on July 27, 2013
Yes, you can dispute these debts without making a payment. It would not make much sense to send a payment and a dispute at the same time. Sending a...
Archived
What can you do if you still dispute a charge(s) after the dispute is resolved against you?
Simon's answer
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Answered on July 27, 2013
Speak to a consumer attorney. It is odd that you are being held liable for an unauthorized charge from an unknown company, especially when you...
Can my car loan place demand hospital records proving my hospitalized, also yell an insult me while attempting to collect debt
Simon's answer
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Answered on July 27, 2013
If you owe a debt, then the creditor and their agents have every right to collect on that debt, so long as they use legal methods. They can contact...
Archived
I owe money on a personal loan..Can the loaner harass me to pay in full.
Simon's answer
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Answered on July 27, 2013
In general, you should not be "harassed" by anyone. Nearly every state has laws that protect from harassment. On a Federal level, the Fair Debt...
Archived
Need correct settlement agmnt wording for monies to be paid upon signing & that he will pay credit card debt.
Simon's answer
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Answered on July 27, 2013
Find a local attorney that is willing to draft the agreement and is willing to represent you in a suit against your spouse to enforce the agreement...
Archived
I have a civil judgment on my credit report but I don't know who to contact to fix it.
Simon's answer
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Answered on July 27, 2013
As the previous attorneys commented, the judgment can have additional costs, fees, and interest that have accrued after entry of the judgment. I...