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Simon Goldenberg's Answers (941)

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Archived

Is chapter 7 bankruptcy a smart idea for me if I am about 100k indebt and a full time student?

Simon's answer | Answered on July 31, 2013

The best way to determine your options is to consult with a bankruptcy attorney in your jurisdiction. The consultation is usually free. Although...

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In Washington State can a company put a negative on our credit report without bringing the bill to your attention?

Simon's answer | Answered on July 30, 2013

One of the primary purposes of reporting a collection account is in order to collect an outstanding debt. If the collector is unaware of your...

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Settlement of debt with creditor

Simon's answer | Answered on July 30, 2013

They do have to tell you that your being sued, that is the idea behind being served with a summons and complaint. Upon being served you will have...

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Can I add credit cards that I'm an authorized user on to a bankruptcy if I'm the one that ran them up?

Simon's answer | Answered on July 29, 2013

You can add all debts for which you may have liability. This will discharge any possible liability you may have had in regards to repaying these...

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My dad is trying to use the credit card debt I have been paying against me to get to my son

Simon's answer | Answered on July 29, 2013

I don't see how this credit card debt relates to custody of your son. I understand that you opened the accounts under your dads name, and that the...

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Can a lawyer intervene or intercept with a banks fraud department to avoid legal actions being taken against an individual?

Simon's answer | Answered on July 29, 2013

I think that an attorney calling to ask that a potential criminal matter not be forwarded to the authorities may actually bring more attention to...

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Is an American Express $25 gift card on considered a credit card or a gift card? Also if someone stole it and used it what are t

Simon's answer | Answered on July 29, 2013

It is a gift card. If someone stole your card then you can call the police and report it to your employer.

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I was contacted by a collection agency by phone and by mail. I was a victim of identity theft. Should I request debt validation?

Simon's answer | Answered on July 29, 2013

Yes, dispute the account and demand validation of the debt. You should work on all fronts simultaneously. If capital one was already aware of the...

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I am being accused of fraudulently opening up a credit account. My mother in-law opened it and named me an authorized user.

Simon's answer | Answered on July 29, 2013

If you are being investigated for possible criminal activity, you should consult with a criminal defense attorney. You need to be careful before...

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Can you get a unlawful detainer removed from your credit report?

Simon's answer | Answered on July 29, 2013

If you believe the notation to be erroneous, dispute it with the credit bureau. Include an explanation as to why you feel it should be removed. The...