I took a dpa for a cc fraud case that was a mis.. now I cant get a job because they say its showing up as conviction..

Seek an employer that is understanding to these types of situations. Most financial institutions and positions that include fiduciary duties are...

There is not much you can do at this time. Unless the creditor, their investigators, or law enforcement makes contact with you, there is no...

If the wife was not a joint cardholder or an authorized user, she may have lacked the authority to agree to the charges on the credit card. It is...

I received a debit card from a family friend and purchased a meal with her permission along with pin # can she press charges

Consult with a criminal attorney if you are facing a criminal matter. From your description, it sounds like you had authorization to use the card...

Collections never sent the initial 30 day notice, but claim they sent it a few days before I paid the original creditor...

Not every collection agency is a reporting entity. I don't think the collection agency would have any reason to report the item considering you...

Under the Fair Credit Reporting Act, the dealership would need a permissible purpose to pull your report. You should dispute the inquiry with the...

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My lender put me down as 120 days late i was supposed to put me on deferment. I have had a fico score and cant buy a house

In general, if a person is 120 days late in payment, then it would be accurate to report it as such. If you are entitled to special treatment for...

How do I prevent a bank from turning over balance of negotiated debt to a collection company?

A settlement in full would mean that the settlement is in full satisfaction of the debt. There would be no balance to turn over to a collection...

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Private loan has matured unable to make payment

If they sue, you can hire an attorney at that time. In the meantime, you need to be looking to for a means of income. If you were earning a steady...

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Questions about credit reporting in New York State about removal of charge off and collections accounts and the 5 year rule.

The account is considered satisfied regardless of whether it was paid in full or settled in full. When you redispute with Experian, include an...