Filling out an application on someone else's behalf, with their full knowledge and authorization, does not sound much like fraudulent intent on...

If you re-write the terms of a credit solicitation and return it, and the company issues a card, are the new terms binding?

It is very unlikely that the amended terms will be binding.

Can they garnish my wages for an unpaid payday loan?

I have heard outright scams that sounds very similar to the conversation you had with the so called "investigator". How do you know that your even...

How should I go about settling 2 old UD lawsuits that are reporting on my credit report as residential lease debts by FCO?

If the debt is entered as a judgment against you, you need to have the judgment vacated with the court in order to be entitled to have it removed...

A company promised to give me free merchandise if I submitted my credit card info and email for a FREE trial. I got nothing.

The old adages come to mind, "There is no such thing as a free lunch", and "If it's too good to be true...". If you are a 4-week trial, expect...

My dad and I have same name so we open a credit card and I was the primary user.

You described a situation but you did not pose a question. If you are the primary account holder then I don't see much reason for you to be...

How do i handle TU missing history issue? Should i find a lawyer if so who?

Although a creditor is not required to report any information, it sounds like TU is having an issue with your credit report. You should submit a...

Can I have a paid/satisfied judgement removed from my credit report. I have a certificate of satisfied judgment from the court?

If the judgment is satisfied, then that is what you are entitled to have reported on your credit report - a satisfied judgment with a zero balance....

Hospital bill: Can they send a collection notice for the remanding balance if I payed on time according with the payment plan?

1. Yes, they can send a collection notice if they believe a balance is still due. You need to contact them to address the error. It may be as...

I agree with the answers by Attorney Bollinger and Attorney Berkus and would like to add that oftentimes an item will have to be disputed several...