Archived
How should I go about settling 2 old UD lawsuits that are reporting on my credit report as residential lease debts by FCO?
Simon's answer
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Answered on August 12, 2013
If the debt is entered as a judgment against you, you need to have the judgment vacated with the court in order to be entitled to have it removed...
Archived
A company promised to give me free merchandise if I submitted my credit card info and email for a FREE trial. I got nothing.
Simon's answer
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Answered on August 12, 2013
The old adages come to mind, "There is no such thing as a free lunch", and "If it's too good to be true...".
If you are a 4-week trial, expect...
Archived
My dad and I have same name so we open a credit card and I was the primary user.
Simon's answer
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Answered on August 12, 2013
You described a situation but you did not pose a question. If you are the primary account holder then I don't see much reason for you to be...
Archived
How do i handle TU missing history issue? Should i find a lawyer if so who?
Simon's answer
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Answered on August 12, 2013
Although a creditor is not required to report any information, it sounds like TU is having an issue with your credit report. You should submit a...
Archived
Can I have a paid/satisfied judgement removed from my credit report. I have a certificate of satisfied judgment from the court?
Simon's answer
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Answered on August 12, 2013
If the judgment is satisfied, then that is what you are entitled to have reported on your credit report - a satisfied judgment with a zero balance....
Archived
Hospital bill: Can they send a collection notice for the remanding balance if I payed on time according with the payment plan?
Simon's answer
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Answered on August 12, 2013
1. Yes, they can send a collection notice if they believe a balance is still due. You need to contact them to address the error. It may be as...
Can I sue a company who says I owe them money, reports it on my credit, but won't validate the debt?
Simon's answer
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Answered on August 12, 2013
I agree with the answers by Attorney Bollinger and Attorney Berkus and would like to add that oftentimes an item will have to be disputed several...
Archived
At what age can you collect debt in Alabama?
Simon's answer
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Answered on August 12, 2013
In general, a guarantor's role is to guarantee repayment in the event the primary obligor defaults. By having a guarantor, it does not relieve the...
Archived
Question about a collections agency's response to my debt validation request
Simon's answer
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Answered on August 12, 2013
If they are reporting a debt on your credit report that you believe is false or erroneous, dispute it with the three major credit bureaus...
Archived
In my credit Report it shows a judgment against me but they have the wrong person.
Simon's answer
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Answered on August 09, 2013
If a judgment has been entered against you for a debt that does not belong to you, then you need to move the court to have the judgment vacated and...