How can I settle an old Judgement (2012) when the Creditor won't respond?

I agree with Attorney Travino's comment. Your time crunch gives the attorney leverage to try to get more money from you. If you need to get a deal...

Is it a violation of rights if a collection agency reports to the credit bureau before notification?

The collection notation on your credit report is notice that a debt is due. If you didn't receive any other notice, it might be because of a change...

An interesting thing happened to my credit report. What does this mean?

A creditors failure to report an outstanding debt is not dispositive that a debt doesn't exist.

How can my son get the private loan interest from Navient reduce d and what happens if he stops paying full amt and only pays pr

If he consistently pays less then the minimum allowable amount, he'll be delinquent, and eventually in default. The full balance would become...

How old of bills can a collection agency collect for?

A collection agency can attempt collection on a valid debt of any age. Debts do not expire. If your wife makes payments, it could reset the clock...

I wrote a check and because of the company didn't have a Internet they didn't charge me but they let me go like paid customer

If you default on a settlement arrangement, you may be held responsible for the full remaining balance (after crediting any payments made). You...

Can I pay the debt collector instead of the attorney?

Bad idea. The collection agency said that they will not accept payment on the account because it has been transferred to an attorney. If you force...

Can I be sued on an old debt that's been charged off and showing closed and not in collections on my report?

Yes. A person can be sued for charged-off debt that does not appear as a collection on a credit report. This happens frequently. If it's a "very...

Can my wife's student loan debt be forgiven?

It depends on the type of student loan debt. Federal student loans are exempt from statute of limitations, while private loans are generally...

It sounds like your issue relates to federal loans. Call the DOE ombudsman's office - 1-877-557-2575. You can read more about the ombudsmen's...