Archived
What can I do to an ex business partner who filled out credit vendor app using my Personal information and forged my signature?
Simon's answer
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Answered on April 03, 2017
Before you bring suit or take other action against your ex-partner, you should take a moment to consider the extend of your damages, if any. Your...
Archived
Can a car finance company make you pay the whole loan at once if you can't make payments right now.
Simon's answer
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Answered on April 03, 2017
Most finance agreements include an acceleration clause that will cause the full balance to become due upon the account entering default or...
Archived
Is there a legal document to sign over a vehicle to the co signer
Simon's answer
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Answered on April 03, 2017
Yes, there is a way to get this done properly. The intended assignee would need to get a car loan in an amount sufficient to pay off your current...
Archived
What options do I have if I can't afford my car deficiency?
Simon's answer
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Answered on April 03, 2017
If you've defaulted on a stipulation with the lender's attorneys, then your options might be limited. You could try to renegotiate, but the...
Archived
Is there a way to stop collection agencies from contacting me on a debt more than 5 years old?
Simon's answer
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Answered on April 03, 2017
Yes, you could sent a cease and desist letter to a collection agency to demand that they stop communicating with you regarding a debt.
Archived
How do I sue a third party debt collector that violated the FDCPA and FCRA?
Simon's answer
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Answered on April 03, 2017
If you have a viable case, it shouldn't be too difficult to find a consumer lawyer to handle the matter on a contingency basis.
Archived
How can I settle an old Judgement (2012) when the Creditor won't respond?
Simon's answer
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Answered on March 30, 2017
I agree with Attorney Travino's comment. Your time crunch gives the attorney leverage to try to get more money from you. If you need to get a deal...
Archived
Is it a violation of rights if a collection agency reports to the credit bureau before notification?
Simon's answer
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Answered on March 30, 2017
The collection notation on your credit report is notice that a debt is due. If you didn't receive any other notice, it might be because of a change...
Archived
An interesting thing happened to my credit report. What does this mean?
Simon's answer
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Answered on March 30, 2017
A creditors failure to report an outstanding debt is not dispositive that a debt doesn't exist.
Archived
How can my son get the private loan interest from Navient reduce d and what happens if he stops paying full amt and only pays pr
Simon's answer
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Answered on March 30, 2017
If he consistently pays less then the minimum allowable amount, he'll be delinquent, and eventually in default. The full balance would become...