Bankruptcy Court didnt discharge my student loans. How to remove the bankruptcy from my credit report if nothing was discharged
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Answered on February 14, 2023
If your credit report is reflecting that you filed for bankruptcy, and you did in fact file, then it sounds like your credit is reporting...
What are legal responsibilities of a cosigner for credit card when the credit limit is raised without notifying the cosigner?
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Answered on February 10, 2023
Generally speaking, a co-signer may be held fully liable for any unpaid balance, including principal, interest, and fees.
Can a magazine subscription service (American Marketing Service) take a civil action suit against me for breach of contract?
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Answered on January 25, 2023
Speaking to a scammer is a waste of time and is likely to cause them to increase the frequency of their contact with you. You will not be able to...
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Can my mortgage legally be sold while they were under an automatic stay?
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Answered on January 25, 2023
A change in servicer is not necessarily indicative that the mortgage was sold. It's possible that the original lender elected to have the mortgage...
If I cancel my contract with Angis and it goes into collections can this affect my credit report. If they do not have my social
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Answered on January 25, 2023
Yes, it's possible for collections to appear on credit reports even without a SSN. If you owe them money and want to avoid adverse credit...
What happens if I do not pay the housing cancellation fee?
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Answered on January 25, 2023
Before they contemplate legal action, they will likely spend some time trying to collect the debt through non-litigation channels. You may have the...
Should we settle with mortgage servicer
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Answered on January 25, 2023
I agree with Attorney Edelman. You should retain counsel to represent you in the foreclosure matter and counsel to bring action against the...
Collector wants me pay half of debt to stop judgment by credit card. Advice?
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Answered on January 25, 2023
I agree with Attorney Turner. This sounds suspicious and is likely a scam. You should be cautious about paying them anything without first seeing...
I Was sued by a creditor and succeededin getting a magistetial district judge to issue judgment in my favor?
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Answered on January 06, 2023
It depends. If you prevailed based on the merits (ie. it was proven that you don't owe the debt), you may be entitled to have the credit reporting...
TCPA and FDCPA violations relief
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Answered on October 20, 2022
If you're rights are being violated under the Fair Debt Collection Practices Act, you should be a able to find a consumer lawyer in your...