Yes, you can sue. However, if the company is defunct and insolvent, it may prove difficult to execute on any judgment you may obtain. You might...

Instead of waiting to lose your case, you'd likely be better off reaching out to the plaintiff's attorneys after you file your answer to discuss a...

The law firm won't speak to you likely due to the POA on file from the debt settlement company. If NDR is not providing an attorney to represent...

Call the collector and ask if they intend on reporting to the credit bureaus. They might not.

Debt settlement companies that solicit through telemarketing are prohibited from charging those customers any upfront fees. Other than that, the...

One way to do it would be to find a landlord that is willing to rent a unit without requiring a credit check. That may be difficult unless the...

If your credit report is reflecting that you filed for bankruptcy, and you did in fact file, then it sounds like your credit is reporting...

Generally speaking, a co-signer may be held fully liable for any unpaid balance, including principal, interest, and fees.

Speaking to a scammer is a waste of time and is likely to cause them to increase the frequency of their contact with you. You will not be able to...

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A change in servicer is not necessarily indicative that the mortgage was sold. It's possible that the original lender elected to have the mortgage...