Everything you described about the call indicates it is a scam. You should stop contacting them, otherwise they may increase their attempts to...

Generally speaking, there is no limitation on how long a debt can be collected, but there are limitations on how long a creditor has to commence a...

The amount of information you've provided is too limited for anyone to make a clear determination, but to me, it very much sounds like a scam. Be...

Merchants are charged a fee for payments made on debit card. Perhaps the dealership didn't want to pay fees on the full $9,000, so they asked for...

Yes, you can sue. However, if the company is defunct and insolvent, it may prove difficult to execute on any judgment you may obtain. You might...

Instead of waiting to lose your case, you'd likely be better off reaching out to the plaintiff's attorneys after you file your answer to discuss a...

The law firm won't speak to you likely due to the POA on file from the debt settlement company. If NDR is not providing an attorney to represent...

Call the collector and ask if they intend on reporting to the credit bureaus. They might not.

Debt settlement companies that solicit through telemarketing are prohibited from charging those customers any upfront fees. Other than that, the...

One way to do it would be to find a landlord that is willing to rent a unit without requiring a credit check. That may be difficult unless the...