As Mr. Pentangelo pointed out, you are likely already in default on the litigation. A judgment may have been entered. You can check the case status...

Follow the instructions at www.identitytheft.gov to remedy the effects of the accounts that were opened fraudulently. If the creditors don't take...

Ultimately, that's a question that may be answered by a court. It's understandable that you're unwilling to pay for a repair charge that you didn't...

Generally speaking, there is no limitation on the time a creditor has to collect on a debt outside of litigation. Good luck!

You may be able to file for bankruptcy to eliminate the car repo fees and the balance on the car note. If you have other debts, such as loans and...

Generally speaking, collections can be reported for up to 7 years from the date of default. Statute of limitations applies to the time to bring a...

Call your county's bar association and ask them if they have a referral to a pro-bono or low cost bankruptcy attorney. If so, the attorney may...

Send a dispute letter directly to the collection agency, and also dispute the debt with each of the bureaus reporting the information. Dispute...

To invoke your rights as a victim of identity theft, follow the instructions on identitytheft.gov and inform the court of your defense by filing an...

I agree with Attorney Adkins, the credit issuer is likely within their right to reduce the credit limit at their own discretion. Similarly, most...