Incessant calls might be deemed harassment. You'd need to consult with an attorney within your jurisdiction to help determine whether the volume...

I agree with Attorney Luisi. You likely have a default judgment entered against you, which is enforceable for 20 years. The debt not appearing on...

Before you'd be able to maintain a claim under the Fair Credit Reporting Act, you'd have to submit a dispute letter to the credit bureau that is...

It could take longer than a few weeks for the credit reporting to be updated, even if the balance was paid off. Your can also call the lender and...

Many people are receiving emails purporting to be collecting on behalf of CashNetUSA. Do you recall borrowing any money from them? If you're not...

I don't know whether you'd prevail in a lawsuit against Citibank for negligence, but you can likely stop the collectors and remove your liability...

What you have is a dispute. The collectors believe the money is owed, but you disagree. You might be right, but the debt is unlikely to go away on...

To determine whether a debt might be time-barred, an analysis of the underlying agreement and the payment history would need to be conducted....

Many MCA agreements will specify that a failed ACH (or withdrawn authorization) will be deemed an immediate breach of the agreement and specific...

If the loans are only owed by you, then the wage garnishment will likely be against only your income. I would strongly recommend that you call your...