Sorry to hear about the hardship you're experiencing. If he proceeds to sue CrossCheck, the lawsuit complaint will explain under what basis he...

I agree with the other attorneys that responded - you should consult with several attorneys in your jurisdiction to determine whether bankruptcy is...

The 36-months duration listed on your agreement is likely an estimate. If your program needs to be extended, and you fail to extend, you may end up...

Hasn't paid back in over 3 what? Days, weeks, months, or years? So long as the claim hasn't exceeded the applicable statute of limitations, you can...

Whether you were entitled to prior notice will depend on the terms of your agreement with the creditor. The agreement would also dictate any...

Yes, there are a number of lawyers in NY that can assist with negotiating settlements on credit card debts. I recommend that you seek a firm that...

I concur with Attorney Bishop. In addition, keep in mind that paying off the debt will not necessarily result in an improvement to your credit...

I agree with Attorney Pont, and furthermore, legitimate collection agencies typically don't correspond via gmail. It is likely a scam and should be...

A creditor isn't generally obligated to extend a payment plan on a defaulted debt. They also aren't required to offer a discount in exchange for a...

I agree with Dorothy Bunce. Every payment you've made would likely serve to restart the statute of limitations, but nonetheless, it appears that...