If you qualify for chapter 7, it is likely your cheapest option, by far. Hiring an attorney to negotiate might result in a better deal, or it might...

Maybe. You should consider filing Borrower's Defense application to the Department of Education to see if your loans would be subject to...

A request for a refund would be subject to the terms of your purchase agreement with the store. Refund policies vary. Some stores might offer a...

If the account is appearing on your credit report upon completion of a settlement, you would be entitled to have it updated to reflect that no...

Yes, a debt buyer can sue you. Call your local bar associations to see if they can assign a pro-bono (free) attorney to represent you in the...

You can sue for the cost of the comforter. The cost of litigation could easily exceed the amount of damages that can be pursued. If you decide to...

Sorry to hear about the hardship you're experiencing. If he proceeds to sue CrossCheck, the lawsuit complaint will explain under what basis he...

I agree with the other attorneys that responded - you should consult with several attorneys in your jurisdiction to determine whether bankruptcy is...

The 36-months duration listed on your agreement is likely an estimate. If your program needs to be extended, and you fail to extend, you may end up...

Hasn't paid back in over 3 what? Days, weeks, months, or years? So long as the claim hasn't exceeded the applicable statute of limitations, you can...