Can a fitness company bill us for not having a membership and if we refuse to pay them destroy our good credit.

I don't understand why you went in there in the first place but if I were you , I would show that letter to a consumer rights attorney as soon as...

In terms of transferring ownership/responsibility for the car to your husband you would need to contact the bank that holds your auto loan and ask...

Selected as the best answer

Can I request a third party be present for a final walk thru if I'm not comfortable with the tenants?

You definitely have the right to have a 3rd party present during the walk-through and in fact, in your situation, I would highly recommend it. I...

I don't have a receipt for dental fees that I already payed. Do I owe them the money?

If you paid, then you don't owe them the money. Are they trying to collect from you? If so, then you would want to contact a consumer protection...

NO Question but a statement--I AM STARTING A MOVEMENT TO CHANGED THE Fair Credit ACT to require reporting ALL Mortgage Payments

I'm not sure what your issue is. As far as I know, mortgages are currently reported on credit reports. What part of the act avoids mortgage reporting?

What should I do if the vehicle I purchased was supposed to be new but end up finding out it wasnt "new?"

Can you tell us when exactly you bought this vehicle? Do you have your purchase agreement? It sounds like you may have purchased this vehicle on...

Open case in civil court but no judge requested or appearance date set. Credit collection agency.

1. In my experience, creditors file lawsuits in order to obtain default judgments because the vast majority of alleged debtors do not file...

Credit Card Settlement - Guidance for negotiation on acceptable amount (% to principal or balance owed)

Hi, If I were in your position, I would file an answer including affirmative defenses and possibly counterclaims as in my experience this will...

Selected as the best answer

Judgement - without notice

I'm curious if your "settlement stipulation" was made as a result of a lawsuit or just collection activity. In any case, depending on the terms of...

Credit settlement and credit report

HI, There are ways to remove negative remarks from your credit reports if they are in some way incorrect. Ordinarily the easiest method is to...