How can I get heat, when I own my own home?

I'm not clear on how this is a legal question. If you own your home, why would the DSS be responsible for providing you with a new furnace? What...

I don't believe this is true. The 20 year period ends after 20 years from the judgment, NOT from the date of last garnishment or payment....

Should I seek legal representation?

This question is difficult to answer because you haven't written the amount of the alleged debt. If it is a low amount, it likely pays to just...

Do I have to pay off my deceased husband's credit card debt?

If you haven't given the bank your social security number, then it will be difficult for them to attempt to collect from you. I would tell someone...

Individual debts after date of separation and signed, notarized Marital Separation Agreement.

This is not legal advice. My initial thought is that a debt collector may not be bound by your agreement, however if you get sued, you could sue...

Hello I just found out my wages are being garnished and was wondering is bankruptcy the only way to get out of this.

Bankruptcy is likely NOT the only was out of this. You can contact an attorney who can investigate how and when the judgment was granted against...

Admission or not, it's already in default judgement. Does contacting the plaintiff's attorney really starts the judgement over?

If you have a default judgment in New York you should contact an attorney to see if the default was obtained properly. I have found that the...

I would immediately contact a consumer protection attorney in Illinois to defend this lawsuit. If the debt is past the statute of limitations then...

Is this letter a FDCPA violation?

On the face of your question, this does not seem like an FDCPA violation as it does not concern collecting a debt at all. I would contact an...

Can I sue a debt collector (original) no robo calls if the call me 3-4 times a day. I told them to stop and they immediately me.

As the previous attorney mentioned, you can likely sue them under the Telephone Consumer Practice Act. It is best if you search for an attorney who...