What debts should I include on my bankruptcy schedule f?

Schedule "F" is reserved for all unsecured non-priority creditors. This includes everything from credit cards, student loans and medical debts to...

A debt collector served me a 2nd subpoena to someone I do not know in NY state. I do not live in NY. What can I do to stop it?

You have rights in both the New York State Supreme Court, as well as the U.S. Federal District Court, both of which can be enforced to protect you....

Can you get your loan modify after chapter 7 discharge and with an equity?

Ideally, you would have engaged the Loss-Mitigation program through the Southern District Bankruptcy Court to attempt to modify this loan under the...

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DO I HAVE TO TURN IN MY DISABILITY SETTLEMENT TO MY CHAPTER 13

If your referring to Social Security Disability Benefits, you will most likely not be required to turn-over to the trustee, however it will vary...

Confused as to what to do on an ex - spouse filing Chapter 7 bankruptcy ?

Your wife's obligation to the mortgage payments will most likely translate to a Domestic Support Obligation (DSO) which are not subject to...

I had a meeting of the creditors late November 2012 . I have not received notification of discharged have received ads stating

Well, if you husband traded in the car, it is likely he is the only name on the new lease agreement? If this is the case, you will not need a...

How can I determine if going bankrupt is right for me? Would Ch. 7 bankruptcy be the best option to choose when you have equity?

Given the information you provided, I have the following responses to your questions: 1) Chapter 7 Bankruptcy is probably your best option,...

Can a lien be disposed of if the debtor declares chapter 13

The contractor would have to follow procedure and file a proof of claim. You can challenge the claim if you have evidence to suggest it is not...

Transfer home's title to wife after Chapter 7

The bank may be offering a deed in lieu of foreclosure as a potential option, and as part of a boiler plate letter you received. If you are still...

When does statute of limitations start running on foreclosures in NY?

I wouldn't be concerned about your HELOC (Home Equity Line Of Credit) bringing an action of foreclosure against you, as they are 2nd position lien...