My husband and I filed chapter 13 bankruptcy We have two years left on payments. We have no car payments left.

You merely need to receive court approval, which should be forthcoming as long as the expense for the new car is reasonable and does not disrupt...

Can the bank/mortgagor go after my tax-deferred annuity if my house in "underwater"?

Your annuity is exempt from debt collector's efforts, as it is exempt from the bankruptcy trustee's reaches. The fact that your house is...

Me and friend of mine lent money to a friend of ours and she has not returned it in over 6 months now. What are or options?

You can sue her for the money. Your state law will determine what the prerequisites are for a judgment in this case. Some states require a signed...

My bro cosigned a mortgage loan for a coworker. He stopped making payments. Now brother has 200k in debt. Any way out?

He can not have the house put in his name; that is out of the question. He should meet with a bankruptcy attorney. You brother is a guarantor on...

Foreclosure and going out of bankrupcty

The foreclosure will pick off at the point it was suspended due to the automatic stay imposed by the bankruptcy. In other words, the lender does...

Can i keep my house if i do bankrupcy

You can keep your house as long as you continue to pay your mortgage. If you have equity in your home that exceeds the homestead exemption, you...

Does" foreclosure fraud prevention act 2013" NYS apply to pending foreclosure cases in state/federal court ? In bankruptcy now

Your attorney should be taking the lead in this. Not sure why you are posting questions on AVVO while in litigation. If you don't have an...

Debt collector

That depends on what you mean by a "debt collector". If the debt collector is merely a collection agency, and not a lawyer or law firm, that...

Would I be better off paying off my outstanding debt and one judgement or filing for bankruptcy?

Given the fact that your debts are relatively small, a chapter 7 filing won't be possible for another eight years, you would be better off working...

You can call the Court where your case should have been filed and ask the clerk to determine if in fact a case was filed. If your case was filed,...