Is my husband responsible for my debts in bankruptcy court.

If your husband is not personally responsible for debt, he will not be responsible after you file bankruptcy either. The only debt he can be held...

I have a credit card with my uncle being the cosigner..help!!

Generally speaking, if you were to file a chapter 7 or chapter 13 bankruptcy, you would discharge all or almost all of the credit card debt and the...

Is there any legal action I can take against this lender to recover my lost money?

You should never expect to get a mortgage on the basis of some bank employee's verbal re-assurance. The only way you can rely on having a mortgage...

How will my filing for chapter 7 affect someone I cosigned an auto loan for and where do I enter it on bankruptcy schedules?

Your filing will have no impact on the co-signer. Though your obligation to pay the loan is discharged via a chapter 7 filing, as long as you do...

Is a creditor prohibited ( in New York State ) from taking collateral if one is current on the payments after filing chapter 7?

In New York, repossession is now possible after bankruptcy in a case where the borrower is current on payments, but does not reaffirm the car loan....

Selected as the best answer

If I file a chapter 7 bankruptcy by myself does my wife get the homestead exemption if her name is not on the deed?

Honestly, your question does not make sense. You state that you are going to file alone, meaning your wife is not going to file. The only person...

How much money are you allowed to have when filing for bankruptcy?

To answer this question would require a small book. The bankruptcy law allows you to keep property, but different kinds of property have different...

Can I hold creditor in contempt of being in touch with me after filing bankruptcy?

Yes, if the creditor does not respond to your requests to cease and desist contacting you, you can ask your bankruptcy judge to make such an order...

I surrendered my home in 2008 and B of A has no intention to foreclose, they will not grant me a deed in lieu, what can I do?

If you properly surrendered your home in full satisfaction of all unsecured and secured debt owed to the lender, then you do not need a deed in...

By statute, only parties on a deed as owner are entitled to the homestead exemption, so unfortunately in your case your wife only will be entitled...