When is the Automatic Stay Lifted on a Foreclosure?

Once the judge signs an order lifting the stay, the mortgage company can resume its foreclosure activities immediately. However, it is impossible...

Bankruptcy question

A bankruptcy filing will not get your name off of the deed. However, it will eliminate your liability to the mortgage company. Your name will no...

Can I file for Chapter 7 Bankruptcy with my Private Student Loans?

You may file a bankruptcy petition, but the issue is whether your student loan debt is dischargeable. Discharging student loan debt is extremely...

I Went Bankrupt My Wife Didn't she is on the title the home owners association was on my bankruptcy does my wife still owes

The HOA can collect fees from the non-filing spouse. The HOA is not permitted to collect pre-petition fees from the filing spouse. However, if...

It sounds like you no longer own this property. The bank likely owns the property following a referee's sale. The 10 day notice indicates the...

Is my pension and disability judgmental by banks in a foreclosure if I stop paying for my house.

Your social security monies are exempt. Your creditors cannot take social security monies as long as they are not co-mingled with other monies. ...

Traffic ticket, officer told me he issued ticket to wrong court and it will be dismissed. Is this true?

If the ticket is returnable in the the wrong court, the ticket can be dismissed due to a lack of jurisdiction. However, this does not happen...

Is it unsual not paying pmi in your mortgage without reaching 20% down payment.

Most lenders will require PMI where this 20% number is not reached. However, PMI is a requirement created by lenders, not law. Check your loan...

Contacted by a man claiming to be from a law office saying that a payday loan company is pursuing criminal charges.

I agree with the other responses. This seems like a scam. Try to get as much information about the caller as possible. If the person on the...

CHAPTER 13 REFILE

Do you want to refile your bankruptcy or reinstate the previous filing? If you refile, you are basically starting from scratch. You will need to...