I filed chapter 7 in 2011 but am drowning in debt what can i do

You can only file a Chapter 7 bankruptcy once every eight years. You could wait to file another Chapter 7. You could also file a Chapter 13 right...

Do I have to sign a new loan contract?

The dealer screwed something up. But, it doesn't want to tell you what that something was. You need not sign any further paperwork. Enjoy your...

Is bankruptcy my best choice?

A Chapter 7 filing may help you out. However, it is important that you discuss your entire financial situation with a bankruptcy attorney. You...

Am I facing jail time ?

The answer is that you can face up to one year in jail if convicted. However, if you do not have much of a criminal record, you might be able to...

Is the landlord allowed to turn the water off while we are still in the house with 4 kids

Unless there was some type of emergency or repair being made, the landlord should not simply shut off your water service. Such actions may...

I live in Ny had a payday loan and they debited my checking until the Governor made.them illegal.

Payday loans are not allowed in New York. There are probably some Fair Debt Collection Practice Act violations. Ms. Lieber provides a great link...

I have a judgment against me (found out browsing court website). I was never personally served. What can I do?

If the affidavit of service is incorrect, you may want to move to vacate the judgment by order to show cause in the court where the judgment was...

Make sure that you have explored every deferment, forbearance, and income based plan available to you. If that fails, contact the student loan...

Can I stop a storage place from selling my unit

Contact the storage company to find out how much it will cost to stop the sale. If you cannot come up with that sum of money, you will need a stay...

Filing for Bankrupcy

Although you haven't disclosed your exact household income and the nature of your assets, it sounds like you might be able to qualify for a Chapter...