Contemplating filing for bankruptcy. One credit card my mother was a guarantor. Will I be able to include this ?

A bankruptcy filing would prevent the creditor from pursuing a judgment against you. The creditor can still attempt to collect the debt from your...

If you owe money on a payday loan, is a collector obligated to work with you to set up repayment so it is affordable?

Is this loan owed b you or your late husband? If this is your husband's loan, the creditor may pursue his estate, but it may not pursue you for...

What do I do when a tenant files bankruptcy while I'm trying to evict them?

You can do nothing in terms of evicting the tenant. You must file for relief from automatic stay before continuing with the eviction. If this is...

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All creditors, including student loan creditors, must be listed on your Schedule F and mailing matrix. The student loan creditors must receive the...

We won a judgement against a previous tenant but they filed bankruptcy

The debt owed to you is most likely dischargeable. If this a Chapter 7, there really is not anything that you can do at this point. It won't be...

I had a chapter 7 discharged in March of 2012 . I did not reairm loan with Toyota now the car is worth about 10 K and I owe 20 K

If you surrender the vehicle and there is a deficiency balance remaining after sale of the vehicle, you will not be responsible since the debt was...

Can I be charged criminally for not paying a payday loan even thought I have filed a bankruptcy

The short answer is no. Owing a debt is never a criminal matter. Once you receive your bankruptcy discharge, you no longer have any obligation to...

Can I file bankruptcy without my husband if we are mutually paying for a hose and cars?

You can file a petition without your husband. Of course, he would be responsible to repay any of his own debts. Make sure that you qualify to...

How long after Chp 7 Bankruptcy can my spouse and I explore divorce options?

Your bankruptcy filing does not prevent you from seeking a divorce. I assume your case has been both discharged and closed. If this is the case,...

Can my aunt be charged with an IBC on a payday loan in Florida?

Debt collectors acting on behalf of these payday loan companies are the worst. They will lie, threaten, and intimidate in order to get some money...