If you have been sued and/or served with a complaint, you must file answering papers. It sounds like you will have a valid defense. But, you...

.Can I negotiate an extremely large cellphone bill that is because of accidental overages?

You can attempt to negotiate the amount due on the bill. The phone company has no obligation to accept less than the full amount due. But, it may...

If you are just receiving social security and ssi can a creditor garnish those wages in small claim court

SSI and Social Security are considered exempt forms of income. The creditor can pursue certain types of assets though. If you have no unexempt...

I owe $9,0000 and now a collection agency is taking me to court what should i expect? I can only afford 100/month tops.

Make sure that you file answering papers in response to the complaint. From there, you may assert certain defenses against this claim. You will...

BANKRUPTCY + LIBEL: in a chapter 7 petition granted discharge in all other aspects, what speed bumps might be otherwise anticip

Once you receive your discharge order and your case is closed, you are pretty much home free. But, was this creditor listed in your Schedule F and...

Can a lawyer help me settle on a Sally Mae private student loan...that has almost tripled in the amount I borrowed?

You probably won't be able to settle for the terms that you would seek. Sometimes, a student loan company will settle with a debtor for less than...

Reopened Ch 7, paying creditors 100%, avoiding judicial estoppel, trustee's attorney clerked for my judge and should atty recuse

I don't think the court will find that a conflict exists here. Attorneys change employers all the time. This type of situation is not uncommon. ...

Can You help me to remove my credit from her daughter's car?

It sound like you were a co-signor for the auto loan. The lender will not voluntarily remove you from this loan. This means that you can be held...

I need to clear my loan default but only live on 741 per month.

You may want to review your financial situation with a bankruptcy attorney. Most will offer a free consultation. If a creditor decides to sue you...

How should i proceed with dealing with an idle threat of Wage garnishment in texas from a "Fraud investigator" for Payday loan.

I would call these debt collectors lowlifes, but I like Ms. Trevino's description better. These people cannot get a dime out of you unless they...