I need some clarification about bank garnishment laws in NYS....

The Exempt Income Protection Act in New York protects the first $1,740 of funds in a bank account. The law is clear that multiple bank accounts are...

Which court the law suit will go, and how to check the progress?

Depending on which county your friend was sued in, there is some limited information available through the court system's WebCivil program. You can...

Can an old lawyer withold statements and files on client and not release them to new lawyer?

In New York State, a former client (and his new attorney) is entitled to any document related to the legal matter unless the lawyer has a good...

I'm being asked to provide a letter from my current landlord. Problem is I live with my sister in HER apartment...

One option is to explain to the landlord why you can't provide this information. See if he/she will accept other proof that you are financially...

How can I get my money back from a debt settlement company?

The New York State Attorney General's Office is investigating debt settlement companies for fraud and unfair practices. If you believe you have...

How much of an exemption do I get in NY from a foreclosure deficiency judgement in South Carolina?

There are no specific exemptions that will prevent a creditor from collecting a money judgment from a foreclosure deficiency South Carolina. There...

Not enough income to make monthly payment on credit cards.

Your children will not be responsible for your debts. In some circumstances, a money judgment by a creditor can be taken from an estate when...

While your joint bank account would be frozen if the creditor gets a judgment against you, it is important to remember that any bank account your...

Is it illegal for a resident if NY state to engage a debt settlement company in Fla to help settle credit card debt?

In order to engage in debt settlement, this company must be licensed by the New York State Banking Department as a budget planner. You can find the...

Do I have to provide my employer's name, address and phone number in a debt settlement doc?

It is not necessary to provide information about your employer if you do not want to. Holding back that information may make the credit card...