We were told we have a 11000+ wild card each. We are no where near meeting that with what we have. Can we protect money?

Yes. In Minnesota, bankruptcy filers have a choice of whether to use state law or federal law exemptions. Under the state exemptions, there is no...

How long after a CH 13 bankruptcy discharge can you file a CH 7 Bankruptcy?

In general, you can receive a discharge in a Chapter 7 case after six years from the filing date of your previous Chapter 13 case. The exception to...

Does anyone know an attorney in MN that does lower income bankruptcy and maybe has lower prices or payment plans?

Depending on your income, you maybe able to find pro bono bankruptcy services. Try the Volunteer Lawyers Network. Their intake phone number is...

Judgment in wrong name

No, the order can't be enforced against your bank account, but I'd bet the debt collector will try. You can call the creditor's attorney to explain...

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MN- Collectors had emptied my joint bank account.

In Minnesota,when your bank account is frozen, it takes 14 days before the creditor can actually seize your funds. Although the creditor first...

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Paying my debts?

The statute of limitations for a credit card in Minnesota is generally six years. However, sometimes the statute of limitations can be shorter,...

I just found out I had a judgement placed on me and I didnt even know i was supposed to go to court - I was never server papers.

First, you will need a copy of the lawsuit against you. If you live in Lakeville, I'm assuming you were sued in Dakota County, so you will need to...

Can they do this

It's hard to know without a lot more information, but the debt collector may have violated the Fair Debt Collection Practices Act by freezing a...

How difficult is it or is it even advisable to change atorneys once you have started the bankruptcy process?

Your bankruptcy attorney should be returning your phone calls, especially if you have paid for an emergency filing. If you are unable to reach the...

Index Number.

Yes. Index numbers in New York State courts are determined by year and county. The same index number with the same year can exist in different...