You can reopen an account with them but that assumes that they will want to do business with you if you do not pay the money that you owe them...

I make $165K and have $60K in debt I am looking to file for relief (without my husband knowing or filing) Is it possible???

First of all, if divorcing you is your fear, your only fear should be having to pay him maintenance ("alimony"). Maybe if he was the...

How do I know if someone filed transcript of judgement against me at the county clerk's?

You can either go to the County Clerk personally or use their website.

Eviction

Depends on the Court's calendar as to how much time you will receive..

Your husband is not correct. The amount of the refund is relatively modest, so depending on the trustee you get it may or may not be an issue.

Chapter 7 bankruptcy question on Personal Injury Exemption

Yes as long as you do not co-mingle the funds with non exempt property.

My attorney never went to court for me shouldn't he refund some of my money?

It really depends on the conversation you had with your attorney before the case was filed. That said, either you pass the means test or you don't....

Will moving to NY State affect the State's ability to garnish my father's wages if he doesn't own a home? Unpaid Sales Tax

NYS will come after your father for the withholding taxes no matter where he resides.

Credit application issue form the past and a potential lawsuit that may lead to a bankruptcy declaration.

There is no need to file a preemptive bankruptcy, but there is a need to consult with a local bankruptcy attorney as to what planning if nay may be...

The procedure will depend on the local Rules of your Court.