My credit is very low an i'm a citizen married an want to make my husband resident could this be affected??

Your credit score should not affect anyone's citizenship or citizenship opportunities.

Debt settlement is not like bankruptcy. Bankruptcy eliminates your debts. Debt settlement at its best resolves your debts, at its worst is a scam.

Can the co-borrower get wages garnished on a student loan that is already being garnished from borrower ?

Yes. The guarantee allows the lender to go after both of you at once.

How does Chapter 7 filing for foreclosed property affect a co-owner who has no debt liability?

I am not sure what you want to do? If the property was sold it is gone. If there was equity after the sale, you can contact a lawyer. If the...

How does Chapter 7 bankruptcy affect me if I co-own house but am not on the mortgage?

You must look at the actual loan agreement not the mortgage. If you are not on the loan agreement you will not be affected by the bankruptcy.

Do lawyers give disclosure on where money went after case is finished.

The trustee's office will have that information. Or you can find it yourself on www.ndc.org Michael

What do I do with my charged off car that has not been repossessed?

If the cart has been in storage and accrued storage fees, you have 2 problems. Otherwise, contact the bank and do deal to pay off the loan. The...

Could a recent medical marijuana purchases complicate my bankruptcy case in NY?

I really would not be too worried about it unless of course you ordered enough to sell.

If a chapter 7 was discharged Friday how long until repo man comes for car?

You just never know, You may wake up one day and it is gone.

Are there any issues not declaring credit card debt in a Chapter 7 bankruptcy?

You would be within the law to pay them off BEFORE you file. If you leave them off your case, the definition for that is bankruptcy fraud.