Archived
When Ch. 7 bk case is closed and debt's discharged can debtor file adversary proceeding w/in 1 yr to discharge student loans?
Michael's answer
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Answered on September 22, 2010
You can make a notion to reopen the case and file an adversary proceeding. The amount of proof to sustain the burden on winning a proceeding to...
Archived
I am 24 years old and i want to file for bankruptcy.
Michael's answer
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Answered on September 20, 2010
First, it does not take 7 years to recover. You will most probably get cc offers before you even get to Court on your case. Second, depending on...
Archived
Filed chapter 13 and didnt give trustee income tax
Michael's answer
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Answered on September 16, 2010
If your Chapter 13 plan requres that you pay a certain amount or all of your inocme tax refunds to the trustee then you are to do so. You may get...
Archived
Can Chapter 13 bankruptcy filing get my car back from the NYC Marshall's office.
Michael's answer
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Answered on September 15, 2010
Parking tickets are not dischargeable so you would have to pay the entire amount owed in your Chapter 13 case.
There are 2 schools of thought on...
Archived
Can i do a loan modification if only my arrears are in a chapter 13?
Michael's answer
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Answered on September 10, 2010
First, speak with your lawyer. Second if you don't have one, get one. Third, the answer is yes but you cannot force a lender to modify a mortgage...
Archived
Is new tenant responsible for receiving gas sevice under my name?
Michael's answer
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Answered on August 11, 2010
I don't know if National Grid had the responsibility to end your old service. This is a very interesting question. You might want to call the NYS...
Archived
Should I file a motion to dismiss?
Michael's answer
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Answered on August 11, 2010
You will need to hire an attorney to properly represent you; one that is qualified in handling law suits by debt collectors. These suits are easily...
If I file for Chapter 7, will I have to sell my co-op?
Michael's answer
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Answered on August 11, 2010
As of today, you wil NOT have to sell your COOP as long as the value of the COOP is NOT more than 100k over what you owe the lenders (morgage, Home...
Archived
How long does a chapter 7 bankruptcy stay at my credit report?
Michael's answer
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Answered on August 09, 2010
10 years for a Chapter 7, a Chapter 13 stays on for Chapter 13
Archived
Gambling
Michael's answer
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Answered on June 29, 2010
Can't speak of the Norhtern District but I think the point of reporting your gambling losses is when they exceed your gambling winnings listed on...