I am married and my home has 150K of equity and the home is owned jointly with my wife can I file chapter 7 alone and keep home?

Absolutely. Your homestead exemption will protect your home and her assets are hers not yours.

Can a customer still file a chargeback if the he/she signed a piece of paper stating the following:

Good question. Do not know. But unless there is some federal law allowing the customer to do the chargeback; I would think that your contract...

Corporations filing bankruptcy

An LLC is not a person so it does not get personal exemptions. But since it is not a person, you need not file bankruptcy to close it. I recommend...

Bankruptcy time-frame related question

In short no, unless the trustee asks if you filed before, in which case the answer is Yes. I would not be concerned about filing 30 years ago. I...

Education loans in Chapter 13

You are in the Northern District of New York so I would refer you to my colleague Ron Kim. Having said that in the Sothern District of New York...

Is my potential lawsuit part of my impending bankruptcy filing?

First, the malpractice action must be included in your case as a potential asset. As to any prerequisites to file, I suggest that you speak with a...

My corporation is a defendant in a bankruptcy proceeding and it cant afford an attorney

In bankruptcy court, a corporation cannot appear except by an attorney. If you do not appear, you will lose and the corporation will be ordered...

Can I do a mortgage modification while in a ch. 13?

Absolutely. There is a Loss Mitigation program in the Eastern District of New York Bankruptcy Court. It works similar to a loan modification but...

CAN THE BANK (WELLS FARGO ) TURN DOWN MY HAMP MODIFICATION BECAUSE MY BRANCRUPTCY IS NOT CLOSED.iT HAD BEEN DISCHARGED 1/4/2011

Whether Wells is following the HAMP guidelines is just the first question. Even if they are not, it is hard to enforce unless you are willing to...

Selected as the best answer

Avoiding co-debtor's bankruptcy comment on my credit report

As long as the comment is correct, it can and may appear on your credit report. You can contact the creditor and ask that they remove it but don't...